Crypto mortgages in US face valuation risks, regulatory uncertainty

In the US, some lenders are accepting Bitcoin and recognizing crypto holdings in mortgage applications. However, significant risks remain. Valuation risk is particularly prominent, as the volatility of crypto assets can directly impact mortgage values, necessitating caution from lenders. Additionally, regulatory uncertainty is further complicating the landscape. With regulations regarding crypto assets evolving rapidly, it becomes challenging to establish long-term business plans. This situation may pose burdens for the industry as a whole, thus requiring investors and borrowers to stay abreast of the latest developments. This news could influence the crypto market, and it is essential to monitor trends in the mortgage market alongside it.