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China new bank lending stumbles once again in 2025
Key Takeaways (30s Read)
China's new bank lending sees a further decline in 2025.
In 2025, new bank lending in China has declined again, highlighting ongoing issues with domestic demand. Following the first annual decline in 13 years in 2024, new yuan loans decreased from ¥18.09 trillion in 2024 to ¥16.27 trillion in 2025. This decline comes after a record high of approximately ¥22.8 trillion in 2023. Factors contributing to this trend include a slump in the property market, which has affected consumer confidence and spending, as well as concerns over overcapacity. Additionally, there has been a lack of effective stimulus measures from Beijing.
AI Analyst
AI Opinion
"The decline in bank lending in China for 2025 underscores the existing weakness in the domestic economy. The slump in the property market is particularly concerning, as it has adversely affected consumer confidence and spending. This ongoing reduction in new loans reflects expectations of a continued lack of recovery in domestic demand, indicating that policymakers will need to implement effective stimulus measures. Without such interventions, the prospects for economic recovery may remain bleak, posing potential long-term risks that could affect markets and investors."
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